CIBEC 2023 PhD Thesis scientific foundation: Govern the conversation, not the channel Explore research →
CORPORATE & REGULATED B2B

Resolve critical operations instantly.
With your DPO's sign-off.

In your customers' WhatsApp. Unlock the high-stakes workflows halted by your DPO and Compliance Committee. Operate private banking, claims appraisal, and clinical triage under DORA, Solvency II, and GDPR Art. 9.

DORA (EU 2022/2554) SOLVENCY II GDPR ART. 9 BYOK KEY CUSTODY <3MS IN-FLIGHT LATENCY
ARCHITECTURAL COMPETITIVE ADVANTAGES

Flight Control Engineered to Eliminate Risk at the Origin

We do not promise compliance after a breach: VALNATIR's active flight control evaluates every interaction prior to dispatch.

Coexistence on Number Without New Apps

Your clients and relationship managers use their everyday WhatsApp. Zero adoption friction, zero forced app downloads or abandoned customer portals.

Pre-LLM Masking <3ms (Blind Retriever)

The AI model interprets conversational intent but never views plain text. Personal data, account numbers, and balances are tokenized prior to reaching the inference engine.

Sovereign Key Custody (BYOK KMS)

Your enterprise holds the root cryptographic keys under a split-key KMS scheme. Neither Meta, nor the AI provider, nor VALNATIR can read conversations without authorization.

Integrated, Not Assembled (All-in-One)

Conversational gateway, DLP layer, AI proxy, and evidentiary audit records in a single governed platform. Replaces four separate vendors and fragile integration pipelines.

Quantified Business Impact & Cost Deflection

75%-80%
Safe Automation
Of routine account servicing volume handled in-channel without risk
6d → 25m
Claims Lifecycle
FNOL submission and photo appraisal settled in minutes
0
Security Breaches
Across +50,000 live banking orders and clinical triages
10x-20x
Cost Deflection
Resolved contact cost vs. expensive manual call center contacts
CANONICAL PRODUCTION USE CASES

Real Workflows Transacting and Resolving on Messaging

PRIVATE & CORPORATE BANKING

Real-time 2FA trade authorizations & liquidity orders

Wealth managers receive investment and liquidity requests on WhatsApp. VALNATIR intercepts the order, prompts in-chat biometric 2FA, tokenizes balances, and generates an immutable non-repudiation hash directly inside the core banking system.

Result: Zero social engineering fraud · Complete DORA and MiFID II compliance.
INSURANCE & ACCIDENT ASSISTANCE

Instant FNOL claims submission & photographic appraisal

The policyholder transmits accident photos via chat. VALNATIR validates EXIF metadata, GPS coordinates, and RFC 3161 timestamps to prevent fraud, instantly dispatching coverage to the designated adjuster or repair shop.

Result: Appraisal cycle shortened from 6 days to 25 minutes · Customer CSAT +44%.
HEALTHCARE & HOSPITAL NETWORKS

Confidential clinical triage & lab delivery (GDPR Art. 9)

Doctor-patient interaction for pre-operative prep and lab delivery. Special category health data is stripped prior to AI processing and escalated to encrypted ephemeral rooms with zero device storage footprint.

Result: 100% compliance with protected medical data · Zero data leakage to public LLMs.
* Mandatory Footnote: No PII exposed. Data anonymized prior to reaching the model. Encryption keys and custody remain under your organization's control.
VERIFIED ENTERPRISE BRANDS & PARTNERS

Market Leaders Powered by the Infrastructure

ENTERPRISE
Standard Chartered
Tier-1 Global Banking
ENTERPRISE
McDonald's HK
High-Volume Retail Ordering
ENTERPRISE
HSBC Partner
Business Go Ecosystem
ENTERPRISE
Toyota & Lexus
Automotive & Financing
ENTERPRISE
IWC Schaffhausen
Swiss Luxury Horology
ENTERPRISE
PlayStation HK
Digital Commerce & Gaming

Regulatory Compliance Matrix & Technical Guarantees

Regulation / StandardOperational ScopeVALNATIR Architectural GuaranteeAudit & Verification Evidence
DORA (EU Regulation 2022/2554)Financial institutions, banks, and insurance entitiesDigital operational resilience, redundant routing, and ICT risk isolationImmutable encrypted logs, continuous monitoring, and 99.99% uptime SLA
GDPR (Article 9 Special Category)Biometric, financial, and protected health dataBlind Retriever and in-flight tokenization <3ms prior to model ingestionCryptographic processing registry and fully executed DPA contracts
Solvency II & MiFID IIInsurance carriers and regulated investment servicesOrder execution auditability, timestamping, and legal non-repudiationCryptographic electronic signatures and RFC 3161 certified timestamps
ISO/IEC 27001 & SOC 2 Type IIInformation security and governance managementAES-256 encryption at rest, TLS 1.3 in transit, and customer BYOK custodyAnnual third-party audit attestations and automated pen-testing
ENTERPRISE PILOT PROGRAM

Unlock the Regulated Workflows Halted by Compliance

We review your security mandates and deliver a fully compliant pilot architecture in 48 hours, ready for your Risk and Compliance Committee.

Inspect Compliance & DORA →